Offset Account Calculator
AustraliaScheduled modelClass B · rule-based estimateNo statutory rules required
AUD
Enter the annual rate as a percentage, like 5.99.
Repay interest only for the first years, then principal and interest.
Cash sitting in the offset account. It stays yours and is never treated as a repayment.
AUD
AUD
Enter your loan and an offset balance or regular deposit to see the interest and time saved.