Car Loan Calculator

AustraliaScheduled modelClass A · deterministic arithmeticNo statutory rules required

Loan amount

AUD

Interest rate % p.a.Enter the annual rate as a percentage, like 5.99.

Term (years)

Repayment frequency

Interest-only period

Repay interest only for the first years, then principal and interest.

Balloon / residual payment

A lump owed at the end of the term. It lowers the repayment but not the total cost.

AUD

Extra repayment per month

Optional what-if. Leave empty for the contracted repayment only.

AUD

Enter the loan to see repayments, total interest and the schedule.